The Effects Of Domestic Violence On Women - 889 Words

Domestic violence can often go unnoticed, unreported and undeterred before it’s too late. Unfortunately, recent awareness efforts have gathered traction only when public outcry for high profile cases are magnified through the media. Despite this post-measured reality, a general response to domestic violence (DV) and intimate partner violence (IPV) by the majority of the public is in line with what most consider unacceptable and also with what the law considers legally wrong. Consider by many, more than just a social discrepancy, the Center of Diseases Control and Prevention currently classifies IPV and DV as a social health problem (CDC, 2014). National data gives us an indication of the severity of this issue. When 1 in 5-woman report being victims of severe physical violence (NISVS, 2010), we must ask ourselves if enough is being done to prevent this from occurring. From a historical point, there has always almost been a distinction from men on woman violence. Based on the d isparity of cases reported, male inflicted violence on females is much higher and prevalent. When the perpetrators of DV, and IPV are predominately males, we can no longer dismissed this issue as a cultural, or psychological lapse in judgment. Currently the state of California requires all domestic violence offenders to take court order classes as a form of reprimand and in part to educate offenders. It is important to understand that a justice system intervention can sometimes fall short and failed toShow MoreRelatedThe Effects Of Domestic Violence On Women1652 Words   |  7 PagesDomestic violence is present in all regions of the world regardless of race, culture, or religion. It is not uncommon for men to experience spousal abuse. However, in reality abuse done by men towards women is a much more common occurrence. Men often abuse women as a result of negative domestic relationships experienced during childhood, the feeling of inadequacy and mental illness. However, the leadin g cause for this behaviour is the feeling of inferiority and the need to exert power. StereotypicallyRead MoreThe Effects Of Domestic Violence On Women1654 Words   |  7 PagesIntroduction Violence against women has been recognised internationally by the world Health Organization (WHO, 2013).Women has been facing different types of violence since the age of 15 such as physical, emotional or verbal abuse. The highest prevalence of domestic violence (DV) is from their intimate partner/perpetrator both physical emotional (WHO, 2013). It has been depicted by the Australian Bureau of Statistics (ABS, 2013) that rate of domestic violence against women by their intimateRead MoreThe Effects Of Domestic Violence On Women1601 Words   |  7 Pagesquestions that women who suffer from domestic violence ask themselves everyday. Thousands of women every year face abuse from their male partners. It is estimated that three women a day are murdered in the US everyday by a current or past male partner (Huffington Post), therefore proving that an argument between two people in love can result in more than just heartbreak. Partner abuse against women is an epidemic that needs to be addressed. Domestic violence is a very serious issue that women face in modernRead MoreDomestic Violence And Its Effects On Women1599 Words   |  7 PagesDomestic violence is a large social issue around the world that is commonly associated with the mistreatment of women. However, there are many different forms of domestic violence that affect men, women, and children (Domestic Violence 1). Victims of domestic violence may suffer not only physically, but emotionally and mentally as well. Domestic violence is a very important social issue because it negatively affects both the abuser and the victim. In the article, â€Å"Domestic Violence and Abuse: TypesRead MoreThe Effects Of Domestic Violence On Women Essay1246 Words   |  5 Pagesaddressed the domestic violence and continue to persist as a social problem affecting a large number of Canadian Women. The authors are trying to answer this question giving some statistics, how the women are abused from their partner, such as the violence reported when the relationship is ended, and is some other case the violence starts after the separation. Furth more the authors mention another key answer that I think could be a question, is what are the effects of domestic violence? Alaggia, RegehrRead MoreThe Effects Of Domestic Violence On Women1362 Words   |  6 PagesDomestic violence is a sensitive topic even though media and society are providing more information about this topic. Domestic violence not only affects women but children and family in general. This issue is a very sensitive topic and not a lot of individuals are comfortable talking about it or sharing if they have either experience or have someone in their lives that had been subjected to abuse. Sadly, domestic violence is experienced by many people and it does not matter what race, gender, socialRead MoreThe Effects Of Domestic Violence On Women2258 Words   |  10 Pagespossible effects of witnessing domestic violence as a child. Use psychological theory to explain your answer. Research has continuously shown that men are the primary perpetrators of violence and women being the victims which has led to increased awareness of the effects of Domestic violence on women. However, what researchers have failed to acknowledge is that women too can be perpetrators of violence and abuse against their partners and children (World Health Organisation, 2012). Although women canRead MoreDomestic Violence And Its Effects On Women1183 Words   |  5 Pagesfrom there. Everyone in a homebound affiliation is at risk of obtaining a violent status. Domestic violence has had the grandest impact on women. It can be found all over the world, within various countries. Domestic violence has a harsh, negative, and destructive influence on women; domestic violence can lead to emotional, physical, and psychological damage. Domestic violence is defined as an act of violence within the household. The aforementioned is one of the most underestimated and underreportedRead MoreThe Effects Of Domestic Violence Towards Women2023 Words   |  9 Pages Domestic violence towards women is a problem that is often overlooked by society. Violence is defined in Webster s Dictionary as: â€Å" Physical force employed so as to damage or injure. As an instance of violent action.† (Webster) If this is the case, then why is it that so many women are beaten by loved ones each year? And little or nothing is done to correct this violent situation? A battered woman is pictured by most people as a small and flimsy person who might once have been pretty. SheRead MorePhysical and Psychological Effects of Domestic Violence on Women1593 Words   |  7 Pages â€Å"Domestic violence is the leading cause of injury to women in the United States† (Jones 87). Every twelve seconds, a woman is beaten by a man (Jones 6). Every nine days, a woman is murdered by her husband or boyfriend (Jones 7). Statistics like these outline the severity and seriousness of the domestic violence epidemic in this country. Unfortunately, it has taken lawmakers too long to recognize domestic violence as a devastating situation that affects millions of people both physically

Digital Business Environment Free Essays

string(67) " or different part of garment, or using alphabet-order brand list\." Introduction The scientists who developed the Internet probably did not realise their invention completely changed our world today. From how people communicating, connecting with social network, to how and where people work, Internet is now affecting our daily life in every dimension. Internet still and will continue change our life and behavior, according to data, nearly a third of world population are Internet user, and this number is still growing at an unprecedented speed (IWC, 2012). We will write a custom essay sample on Digital Business Environment or any similar topic only for you Order Now Internet affects almost every aspect of people daily activities, thanks to the Internet, people can virtually shopping without going out and get their items delivered to the doorstep in a matter of days. Information is now much more accessible over the Internet, people can share their life using blogging, and not to mention that business world has expanded to a whole new dimension. Company or individual can now target a much more wide consumers around the world. As much as the Internet has changed our personal lives, the business world has revolutionsied almost beyond recognition since the Internet era. Jeremy (2011) states the rise of Internet and other technologies is the start of Third Industrial Revolution. Although there is still ongoing debates about this theory, that the Internet has changed the face and pace of our modern business world. Hosted on the server, accessed using the Internet, the website or simply known as the site or web page, is one of the fundamental elements that forms the Internet we use today. It is also the most common way that a company or individual promote and conduct their business. This paper will thoroughly analyse and discuses a chosen website, the purpose is to take an insight to the digital business environment. Terms such as E-commerce, and CRM (Customer Relationship Management) will be mention and discuss. The technical details of how to build and maintain a website will not be discussed in this article. Overview The website chosen in this paper is Oki-ni, before further analyse the company and the website, it is essential to understand some of the basic about website. Organised by function, a website may fall into one of these catalogue (Yuan, 2005) * A personal website, e. g. blogging * A commercial website, e. g. company website, such as Microsoft, Apple * A government website, e. g. NASA website, City Council website * A nonprofit organisation website, Greenpeace, or RedCross website According to this catalogue, Oki-ni is a commercial website. Another terms that need to understand is Electronic commerce, or commonly known as E-commerce. There are many different definition of E-commerce from different perspectives in different discipline. Mamta (2005) summarised that E-commerce is the process of buying and selling or exchanging of products, services and information via telecommunication and computer networks including Internet. Mamta (2005) further generalised that based on the types of parties (business, consumer, etc) involved, E-commerce may be of the following types: * Business-to-Business (B2B) * Bsuiness-to-Consumer (B2C) * Consumer-to-Consumer (C2C) * Consumer-to-Business (C2B) * Intrabusiness Based on that definition, Oki-ni is a B2C type of E-commerce, different from other B2C website, the Britain based company focused on high-end menswear. The name originated from a Japanese dialect, means ‘Hello’, Oki-ni was created to work with established brands and progressive designers, to offer innovative products to knowledgeable fashion consumers. In another words, Oki-ni sells more than clothing, but a life-style. The company also collaborated with other fashion brands such as Paul Smith, Adidas, to produce unique pieces. This paper will focus itself on evaluating the use and implementation of digital information system on the chosen website, applications on the website will be paid extra attention and thoroughly analyse, such as inventory system, newsletter, multimedia applications. Furthermore, the OVP (Online Value Proposition), Online revenue models and other factors will be critically reviewed. Using researcher’s extensive knowledge, the concept and application of CRM on the website will be analyse. Lastly, researcher will proposed some recommendations to improve the website followed by the digital business strategy. Analyse of The Website For E-commerce site, the primary purpose is to sell. However, most online retailers fell to the wrong direction when even building their website. They spent heavily on how to attract more visitors to the site and simply forgot what is the point if the consumer visited the site but not buying anything. There may be many factors that contribute and affecting consumers’ buying behavior, but the inappropriate implementation of information system is more often seen in business operation. Customer cannot locate the item they want, or found themselves cannot checkout with the system, modern information technology brings a great convenient, however, sometimes it can be chaos without properly used. For an enterprise, it is critically important to aware its organisational goals and objectives as well as the implementation of information system. (Mehdi, 2006) For the company of Oki-ni, the website serve the purpose of sales and providing customer service. Thus, the inventory information and customer information are vital to the company’s lifeline. Furthermore, to provide an enhanced online shopping experience, the supply chain management, online information security, and multimedia interactive applications are equally important. Inventory Management When running an E-commerce, it is very easy to get caught up in other aspects and neglect the importance of inventory management. Ritendra (2008) emphasis that its crucial to run inventory management effectively for the business to be profitably. For Oki-ni, there are thousands of items and new items in stock everyday, how to manage it efficiently become vital to the company, what’s more, it has two layers of meaning. Firstly, for the staff, effective inventory system should allow them to locate specific item easily, and overview the whole inventory to see which items are running low on stock, and which are the best selling. Secondly, for customer, the inventory system should provide an easy accessible. Oki-ni website provide a simply and minimalism searching interface for the customer, customer can search the items they looking for by their preferable method, such as, using keywords, sort it by color, price range, sizing, or different part of garment, or using alphabet-order brand list. You read "Digital Business Environment" in category "Papers" On the top page of Oki-ni site, customer can easily find new arrivals or discount information. Customer Information Comparing with tradition in-store shopping, online retailer has the advantage on tracking, storing and anaylsing customer data. Oki-ni gathering customer information by encouraging customer registered with their e-mail address. By using these e-mail addresses with the concerns of customer, Oki-ni sends out newsletters to customer. Newsletters are an effective way to build goodwill and keep in touch with potential customer (Janice, 2004). Customer received promotion, new arrivals and other information from the website. When comes to place order, for security and privacy concern, the company only takes the minimum information that required for delivering, such as address, telephone number. Internet is an ever-changing, competitive-intensive environment, the recently raise of new social network drew a lot attention. As a company aiming itself not only sales, but to promote a lifestyle, Oki-ni has extended its content to other different social-network, such as Facebook, Google+, and Twitter, customer can find sales information, new product on these social network. Also, Oki-ni can gather customer information on other platforms, it’s a win-win situations. Multimedia Interactive One of the major advantages of E-commerce comparing traditional retailing is convenience; customer can search for product and compare it, finally checkout in a short amount of time by just clicking the mouse, however, E-commerce has deprived its users of the reality (Vincent Franck, 2004). Material color, texture, tactile impression, those physical details cannot be display or feel by the two-dimensional images and texts on a computer screen. Most people have on-line shopping experiences have those situations that sometimes the products they received are different from their expectations. In order to provide better shopping experiences, Oki-ni provide an enhanced multimedia interface. In every product description page, the website provides high-resolution photos of the products, customer can click zoom-in to see the details of the texture, and a short video to demonstrate the product. For music product, such as CD, preview services are provided. Critical Review In this part, the website’s OVP (Online Value Proposition), ORM (Online Revenue Model) and target audience will be critically reviewed. Online Value Proposition What’s the Online Value Proposition? It is a statement of the benefits of e-commerce services that ideally should not be available in competitor offerings of offline offerings (David, 2006). Michael Susan (2012) further states that in an E-commerce context the differential advantage and positioning can be clarified and communicated by developing an online value proposition. Simply speaking, OVP is the USP of the brand or the website, a strong OVP is a crucial way to attract new visitors into the site and decided to stay or leave, the decisions often made in minutes or even in seconds. Developing an OVP, involves: * Developing messages that reinforce core brand proposition and credibility * Communicate what a visitor can get from an online brand that other competitors can not offer or they cannot get offline (Micheal Susan, 2012) Translate these theories into simply language, a good OVP should answer the questions ‘Why am I here? ’ ‘Does this site offer me what I need? ’ In the digital business environment, the competition is much fierce and intensive then ever before. How to stand out from the crowd in a matters of seconds when visitor first open the site become vital to success. There a great numbers of online clothing retailer, from high-street brand, such as Topshop, ASOS, to luxury brand, e. g. Net-a-porter, Browns. Being good is not enough to win the competition, a good OVP is essential for Oki-ni to survive in the competition. More than ten years passed the establishment of Oki-ni, the website is still focusing on menswear, more specifically, they aiming to discover and break the most inspiring brands and products available, while hosting them in an rich, inspiring and innovative environment. The home page of Oki-ni featuring a simplicity style filled with inspiration contents. Existing customer can easily find what they want in a few clicks; in the meanwhile the video and music can attract the attention of new customer. The website keep updating its FEATURES section with vibrant and forward-thinking videos and music. There is no differentiated of so call ‘high-street’ or ‘luxury’ on Oki-ni’s product, customer can find shorts cost 20 pounds to a coat valued a few hundreds. But there is one thing in common, all product were carefully selected. Featuring more than cloth, customer can also buy books, CDs on the website. In order to keep a fresh look, Oki-ni redesign the website every six month, from layout to the content. To sum up, Oki-ni’s strong OVP is that they not only sell cloth, but the promote an innovation life-style. Online Revenue Model In the article, Business Models on the Web by professor Micheal Rappa (2006). He suggests that ‘business models are perhaps the most discussed and least understood aspect of the web. ’ In this regards, he summarised the business model into the following * Brokerage * Advertising * Informediary * Merchant * Manufacturer * Affiliate Community * Subscription * Utility The revenue model may be different in these business model, some website get paid by doing advertising, some website generated income by subscription. In the case of Oki-ni, the revenue model is easy to identify, the company produce service and sell it to customer. When the revenues from sales exceed the operational cost, then the company gets profit. Comparing to store retai ler, the website is relatively easier to operate. No rent, less labor cost, means the website can provide a much more competitive price than physical store. However, on the other hand, the maintaining of website post a great challenge to the company. Target Audience The company target a niche market of luxury product segment. Focusing on menswear only, the website sells a wide range of product from selective clothing line from Japan, Italy, to limited edition CDs. There is no particular age range on the Oki-ni’s customers, the company targeting a small group who required a innovated and forward-thinking life-style, and willing to the pay a premium price for that. Customer Relationship Management The term of CRM (Customer Relationship Management) is now much more frequently seen in the E-commerce article, what’s CRM? The followings are different CRM definitions by scholars CRM involves various different elements, which includes customer-prospecting, relationship with customers; interact between customer and business, understanding customer expectations, empowerment, partnerships, and personalisation, and son on. (Fjermestad Romano, 2006). CRM is an enterprise approach to understanding and influencing behavior through meaningful communication in order to improve customer acquisition, customer retention, customer loyalty, and customer profitability. (Swift, 2006) So far, there is no universally accepted definition of CRM. It not a software or a service, it is an overall business strategy. Shanmugasundaram (n. d) identified that the three main components in CRM system, namely * Operational * Analytical * Collaborative Nowadays, not only global companies seeking helps from CRM, more and more SMEs (Small and Medium Size Enterprise) were implemented with CRMs. Oki-ni is no exceptional, the company used the first hand data not only to promote its product, but to provide a better service. From time to time, Newsletters were sent to customer, the content of those newsletters were not just about product information. Featuring styling tips, or invitations to special events, the company always try to encourage customer come to visitor site. Recommendation Running an E-commerce is far more complicated than just setting up a website, other than the business and the customer, it involves many their parties, such as vendor, supply chain, banking. Researcher found a rather interesting phenomenal when customer rated Oki-ni’s service, some customer give top rate on both delivery speed and money transaction. However, on the other hand, some customer extremely disappointed on their service quoted ‘the clothes arrived and were excellent although delivery is very slow’ (Ciao, 2007). The inconsistence performance may due to the delivery company and Oki-ni should try to avoid in the future. Moreover, there is more potential of the CRM waiting to be discovered. Oki-ni using CRM mainly on providing customer ervice and promoting products, CRM is much more than customer service, researcher suggest the company analyse the customer’s shopping behavior, such as what kind of brand they like the most, how frequently they shopped on the site, etc. to improve customer shopping experience. The company can also use the data to collaborative with other parties, such as bank, to improve online payment security, or delivery company, to improve performance. Lastly, the competition of digital business environment is much more intensive than ever before. The OVP (Online Value Proposition) may be seems strong and unique at this moment, with successful of Oki-ni, more and more website will try to follow the same model. How to maintain the competitive edge is vital for the company’s future. Conclusion By discussing and critically reviewed the Oki-ni’s website, this paper take an insight into the digital business environment. In the Internet era, trading become much more easier, even individual can set up a website with the know-how and the equipment. However, the competition is much more intensive. E-commerce is a complex term that involved many aspects, the terms and concepts researcher discussed in this paper barely scratch the surface. with the fast advancing technology, new issues now raised, such as legal issue and Internet security. Concepts of CRM, Online business model may need further investigation in the future. Reference: Ciao. (2007). Review of Oki-ni. com. Available from: http://www. ciao. co. uk/Reviews/Oki_Ni_com__5315436 [Accessed 10 Nov, 2012]. Fjermestad, Jerry, and Nicholas C. Romano. (2006) Electronic Customer Relationship Management. Armonk, NY: M. E. Sharpe,. Print. pp. 121-65 Internet World Stats, 2011. World Internet Usage Statistics News and World Population Stats. Available from: http://www. internetworldstats. com/stats. htm [Accessed 12 Nov. 2012]. Janice,Reynolds (2004). ’The Complete E-Commerce Book: Design, Build Maintain a Successful Web-Based Business’. NewYork, Taylor Francis. Print. pp. 268+. Jeremy, Rifkin. (2011). ‘The Third Industrial Revolution: How Lateral Power Is Transforming Energy, the Economy, and the World’. London, Palgrave Macmillan. Mamta, Bushry. (2005). ‘E-commerce. New Delhi, Firewall Media. Print. pp. 69 Mehdi, Khosrow-Pour. (2006) ‘Cases on Electronic Commerce Technologies and Applications. Hershey’, PA: Idea Group. Michael, Rappa (2006). ‘Business Models On the Web’. Available from: http://digitalenterprise. org/models/models. html [Accessed 9 Nov, 2012]. Ritendra, Goel. (2008) ‘Electronic Commerce Technology and Prosecpts. â₠¬â„¢ E-commerce. New Delhi: New Age International Pvt. Swift, Ronald S. (2000) ‘Accelerating Customer Relationships: Using CRM and Relationship Technologies. ’ Upper Saddle River, NJ: Prentice Hall PTR. Print. pp. 25+ Shanmugasundaram, S. (N. d) ‘Customer Relationship Management: Modern Trends And Perspectives’ New Delhi. PHI learning, Ltd. Vincent, Roca Franck Rousseau. (2004). ‘Interactive Multimedia and Next Generation Networks: Second International Workshop on Multimedia Interactive Protocols and Systems’. Springer. Available from: http://www. springer. com/computer/information+systems+and+applications/book/978-3-540-23928-4? cm_mmc=Google-_-Book%20Search-_-Springer-_-0 [Accessed 8 Nov 2012]. Yuan, Gao (2005). ‘Web Systems Design And Online Consumer Behavior’. London, Idea Group Inc. How to cite Digital Business Environment, Papers Digital Business Environment Free Essays string(67) " or different part of garment, or using alphabet-order brand list\." Introduction The scientists who developed the Internet probably did not realise their invention completely changed our world today. From how people communicating, connecting with social network, to how and where people work, Internet is now affecting our daily life in every dimension. Internet still and will continue change our life and behavior, according to data, nearly a third of world population are Internet user, and this number is still growing at an unprecedented speed (IWC, 2012). We will write a custom essay sample on Digital Business Environment or any similar topic only for you Order Now Internet affects almost every aspect of people daily activities, thanks to the Internet, people can virtually shopping without going out and get their items delivered to the doorstep in a matter of days. Information is now much more accessible over the Internet, people can share their life using blogging, and not to mention that business world has expanded to a whole new dimension. Company or individual can now target a much more wide consumers around the world. As much as the Internet has changed our personal lives, the business world has revolutionsied almost beyond recognition since the Internet era. Jeremy (2011) states the rise of Internet and other technologies is the start of Third Industrial Revolution. Although there is still ongoing debates about this theory, that the Internet has changed the face and pace of our modern business world. Hosted on the server, accessed using the Internet, the website or simply known as the site or web page, is one of the fundamental elements that forms the Internet we use today. It is also the most common way that a company or individual promote and conduct their business. This paper will thoroughly analyse and discuses a chosen website, the purpose is to take an insight to the digital business environment. Terms such as E-commerce, and CRM (Customer Relationship Management) will be mention and discuss. The technical details of how to build and maintain a website will not be discussed in this article. Overview The website chosen in this paper is Oki-ni, before further analyse the company and the website, it is essential to understand some of the basic about website. Organised by function, a website may fall into one of these catalogue (Yuan, 2005) * A personal website, e. g. blogging * A commercial website, e. g. company website, such as Microsoft, Apple * A government website, e. g. NASA website, City Council website * A nonprofit organisation website, Greenpeace, or RedCross website According to this catalogue, Oki-ni is a commercial website. Another terms that need to understand is Electronic commerce, or commonly known as E-commerce. There are many different definition of E-commerce from different perspectives in different discipline. Mamta (2005) summarised that E-commerce is the process of buying and selling or exchanging of products, services and information via telecommunication and computer networks including Internet. Mamta (2005) further generalised that based on the types of parties (business, consumer, etc) involved, E-commerce may be of the following types: * Business-to-Business (B2B) * Bsuiness-to-Consumer (B2C) * Consumer-to-Consumer (C2C) * Consumer-to-Business (C2B) * Intrabusiness Based on that definition, Oki-ni is a B2C type of E-commerce, different from other B2C website, the Britain based company focused on high-end menswear. The name originated from a Japanese dialect, means ‘Hello’, Oki-ni was created to work with established brands and progressive designers, to offer innovative products to knowledgeable fashion consumers. In another words, Oki-ni sells more than clothing, but a life-style. The company also collaborated with other fashion brands such as Paul Smith, Adidas, to produce unique pieces. This paper will focus itself on evaluating the use and implementation of digital information system on the chosen website, applications on the website will be paid extra attention and thoroughly analyse, such as inventory system, newsletter, multimedia applications. Furthermore, the OVP (Online Value Proposition), Online revenue models and other factors will be critically reviewed. Using researcher’s extensive knowledge, the concept and application of CRM on the website will be analyse. Lastly, researcher will proposed some recommendations to improve the website followed by the digital business strategy. Analyse of The Website For E-commerce site, the primary purpose is to sell. However, most online retailers fell to the wrong direction when even building their website. They spent heavily on how to attract more visitors to the site and simply forgot what is the point if the consumer visited the site but not buying anything. There may be many factors that contribute and affecting consumers’ buying behavior, but the inappropriate implementation of information system is more often seen in business operation. Customer cannot locate the item they want, or found themselves cannot checkout with the system, modern information technology brings a great convenient, however, sometimes it can be chaos without properly used. For an enterprise, it is critically important to aware its organisational goals and objectives as well as the implementation of information system. (Mehdi, 2006) For the company of Oki-ni, the website serve the purpose of sales and providing customer service. Thus, the inventory information and customer information are vital to the company’s lifeline. Furthermore, to provide an enhanced online shopping experience, the supply chain management, online information security, and multimedia interactive applications are equally important. Inventory Management When running an E-commerce, it is very easy to get caught up in other aspects and neglect the importance of inventory management. Ritendra (2008) emphasis that its crucial to run inventory management effectively for the business to be profitably. For Oki-ni, there are thousands of items and new items in stock everyday, how to manage it efficiently become vital to the company, what’s more, it has two layers of meaning. Firstly, for the staff, effective inventory system should allow them to locate specific item easily, and overview the whole inventory to see which items are running low on stock, and which are the best selling. Secondly, for customer, the inventory system should provide an easy accessible. Oki-ni website provide a simply and minimalism searching interface for the customer, customer can search the items they looking for by their preferable method, such as, using keywords, sort it by color, price range, sizing, or different part of garment, or using alphabet-order brand list. You read "Digital Business Environment" in category "Essay examples" On the top page of Oki-ni site, customer can easily find new arrivals or discount information. Customer Information Comparing with tradition in-store shopping, online retailer has the advantage on tracking, storing and anaylsing customer data. Oki-ni gathering customer information by encouraging customer registered with their e-mail address. By using these e-mail addresses with the concerns of customer, Oki-ni sends out newsletters to customer. Newsletters are an effective way to build goodwill and keep in touch with potential customer (Janice, 2004). Customer received promotion, new arrivals and other information from the website. When comes to place order, for security and privacy concern, the company only takes the minimum information that required for delivering, such as address, telephone number. Internet is an ever-changing, competitive-intensive environment, the recently raise of new social network drew a lot attention. As a company aiming itself not only sales, but to promote a lifestyle, Oki-ni has extended its content to other different social-network, such as Facebook, Google+, and Twitter, customer can find sales information, new product on these social network. Also, Oki-ni can gather customer information on other platforms, it’s a win-win situations. Multimedia Interactive One of the major advantages of E-commerce comparing traditional retailing is convenience; customer can search for product and compare it, finally checkout in a short amount of time by just clicking the mouse, however, E-commerce has deprived its users of the reality (Vincent Franck, 2004). Material color, texture, tactile impression, those physical details cannot be display or feel by the two-dimensional images and texts on a computer screen. Most people have on-line shopping experiences have those situations that sometimes the products they received are different from their expectations. In order to provide better shopping experiences, Oki-ni provide an enhanced multimedia interface. In every product description page, the website provides high-resolution photos of the products, customer can click zoom-in to see the details of the texture, and a short video to demonstrate the product. For music product, such as CD, preview services are provided. Critical Review In this part, the website’s OVP (Online Value Proposition), ORM (Online Revenue Model) and target audience will be critically reviewed. Online Value Proposition What’s the Online Value Proposition? It is a statement of the benefits of e-commerce services that ideally should not be available in competitor offerings of offline offerings (David, 2006). Michael Susan (2012) further states that in an E-commerce context the differential advantage and positioning can be clarified and communicated by developing an online value proposition. Simply speaking, OVP is the USP of the brand or the website, a strong OVP is a crucial way to attract new visitors into the site and decided to stay or leave, the decisions often made in minutes or even in seconds. Developing an OVP, involves: * Developing messages that reinforce core brand proposition and credibility * Communicate what a visitor can get from an online brand that other competitors can not offer or they cannot get offline (Micheal Susan, 2012) Translate these theories into simply language, a good OVP should answer the questions ‘Why am I here? ’ ‘Does this site offer me what I need? ’ In the digital business environment, the competition is much fierce and intensive then ever before. How to stand out from the crowd in a matters of seconds when visitor first open the site become vital to success. There a great numbers of online clothing retailer, from high-street brand, such as Topshop, ASOS, to luxury brand, e. g. Net-a-porter, Browns. Being good is not enough to win the competition, a good OVP is essential for Oki-ni to survive in the competition. More than ten years passed the establishment of Oki-ni, the website is still focusing on menswear, more specifically, they aiming to discover and break the most inspiring brands and products available, while hosting them in an rich, inspiring and innovative environment. The home page of Oki-ni featuring a simplicity style filled with inspiration contents. Existing customer can easily find what they want in a few clicks; in the meanwhile the video and music can attract the attention of new customer. The website keep updating its FEATURES section with vibrant and forward-thinking videos and music. There is no differentiated of so call ‘high-street’ or ‘luxury’ on Oki-ni’s product, customer can find shorts cost 20 pounds to a coat valued a few hundreds. But there is one thing in common, all product were carefully selected. Featuring more than cloth, customer can also buy books, CDs on the website. In order to keep a fresh look, Oki-ni redesign the website every six month, from layout to the content. To sum up, Oki-ni’s strong OVP is that they not only sell cloth, but the promote an innovation life-style. Online Revenue Model In the article, Business Models on the Web by professor Micheal Rappa (2006). He suggests that ‘business models are perhaps the most discussed and least understood aspect of the web. ’ In this regards, he summarised the business model into the following * Brokerage * Advertising * Informediary * Merchant * Manufacturer * Affiliate Community * Subscription * Utility The revenue model may be different in these business model, some website get paid by doing advertising, some website generated income by subscription. In the case of Oki-ni, the revenue model is easy to identify, the company produce service and sell it to customer. When the revenues from sales exceed the operational cost, then the company gets profit. Comparing to store retai ler, the website is relatively easier to operate. No rent, less labor cost, means the website can provide a much more competitive price than physical store. However, on the other hand, the maintaining of website post a great challenge to the company. Target Audience The company target a niche market of luxury product segment. Focusing on menswear only, the website sells a wide range of product from selective clothing line from Japan, Italy, to limited edition CDs. There is no particular age range on the Oki-ni’s customers, the company targeting a small group who required a innovated and forward-thinking life-style, and willing to the pay a premium price for that. Customer Relationship Management The term of CRM (Customer Relationship Management) is now much more frequently seen in the E-commerce article, what’s CRM? The followings are different CRM definitions by scholars CRM involves various different elements, which includes customer-prospecting, relationship with customers; interact between customer and business, understanding customer expectations, empowerment, partnerships, and personalisation, and son on. (Fjermestad Romano, 2006). CRM is an enterprise approach to understanding and influencing behavior through meaningful communication in order to improve customer acquisition, customer retention, customer loyalty, and customer profitability. (Swift, 2006) So far, there is no universally accepted definition of CRM. It not a software or a service, it is an overall business strategy. Shanmugasundaram (n. d) identified that the three main components in CRM system, namely * Operational * Analytical * Collaborative Nowadays, not only global companies seeking helps from CRM, more and more SMEs (Small and Medium Size Enterprise) were implemented with CRMs. Oki-ni is no exceptional, the company used the first hand data not only to promote its product, but to provide a better service. From time to time, Newsletters were sent to customer, the content of those newsletters were not just about product information. Featuring styling tips, or invitations to special events, the company always try to encourage customer come to visitor site. Recommendation Running an E-commerce is far more complicated than just setting up a website, other than the business and the customer, it involves many their parties, such as vendor, supply chain, banking. Researcher found a rather interesting phenomenal when customer rated Oki-ni’s service, some customer give top rate on both delivery speed and money transaction. However, on the other hand, some customer extremely disappointed on their service quoted ‘the clothes arrived and were excellent although delivery is very slow’ (Ciao, 2007). The inconsistence performance may due to the delivery company and Oki-ni should try to avoid in the future. Moreover, there is more potential of the CRM waiting to be discovered. Oki-ni using CRM mainly on providing customer ervice and promoting products, CRM is much more than customer service, researcher suggest the company analyse the customer’s shopping behavior, such as what kind of brand they like the most, how frequently they shopped on the site, etc. to improve customer shopping experience. The company can also use the data to collaborative with other parties, such as bank, to improve online payment security, or delivery company, to improve performance. Lastly, the competition of digital business environment is much more intensive than ever before. The OVP (Online Value Proposition) may be seems strong and unique at this moment, with successful of Oki-ni, more and more website will try to follow the same model. How to maintain the competitive edge is vital for the company’s future. Conclusion By discussing and critically reviewed the Oki-ni’s website, this paper take an insight into the digital business environment. In the Internet era, trading become much more easier, even individual can set up a website with the know-how and the equipment. However, the competition is much more intensive. E-commerce is a complex term that involved many aspects, the terms and concepts researcher discussed in this paper barely scratch the surface. with the fast advancing technology, new issues now raised, such as legal issue and Internet security. Concepts of CRM, Online business model may need further investigation in the future. Reference: Ciao. (2007). Review of Oki-ni. com. Available from: http://www. ciao. co. uk/Reviews/Oki_Ni_com__5315436 [Accessed 10 Nov, 2012]. Fjermestad, Jerry, and Nicholas C. Romano. (2006) Electronic Customer Relationship Management. Armonk, NY: M. E. Sharpe,. Print. pp. 121-65 Internet World Stats, 2011. World Internet Usage Statistics News and World Population Stats. Available from: http://www. internetworldstats. com/stats. htm [Accessed 12 Nov. 2012]. Janice,Reynolds (2004). ’The Complete E-Commerce Book: Design, Build Maintain a Successful Web-Based Business’. NewYork, Taylor Francis. Print. pp. 268+. Jeremy, Rifkin. (2011). ‘The Third Industrial Revolution: How Lateral Power Is Transforming Energy, the Economy, and the World’. London, Palgrave Macmillan. Mamta, Bushry. (2005). ‘E-commerce. New Delhi, Firewall Media. Print. pp. 69 Mehdi, Khosrow-Pour. (2006) ‘Cases on Electronic Commerce Technologies and Applications. Hershey’, PA: Idea Group. Michael, Rappa (2006). ‘Business Models On the Web’. Available from: http://digitalenterprise. org/models/models. html [Accessed 9 Nov, 2012]. Ritendra, Goel. (2008) ‘Electronic Commerce Technology and Prosecpts. â₠¬â„¢ E-commerce. New Delhi: New Age International Pvt. Swift, Ronald S. (2000) ‘Accelerating Customer Relationships: Using CRM and Relationship Technologies. ’ Upper Saddle River, NJ: Prentice Hall PTR. Print. pp. 25+ Shanmugasundaram, S. (N. d) ‘Customer Relationship Management: Modern Trends And Perspectives’ New Delhi. PHI learning, Ltd. Vincent, Roca Franck Rousseau. (2004). ‘Interactive Multimedia and Next Generation Networks: Second International Workshop on Multimedia Interactive Protocols and Systems’. Springer. Available from: http://www. springer. com/computer/information+systems+and+applications/book/978-3-540-23928-4? cm_mmc=Google-_-Book%20Search-_-Springer-_-0 [Accessed 8 Nov 2012]. Yuan, Gao (2005). ‘Web Systems Design And Online Consumer Behavior’. London, Idea Group Inc. How to cite Digital Business Environment, Essay examples

Business Intelligence System Public Sector -Myassignmenthelp.Com

Question: Discuss About The Business Intelligence System Public Sector? Answer: Introduction This report gives brief information about the use of POS system. In the first section, it describes the advantages and disadvantages of the POS system. The statistical data was shown in manual transactions made on the traditional cash registry that has cause some mistakes for every 300 characters and in the POS system for every 15,000 to almost 36 trillion characters of barcode scanned only few or one error found. Some of the competitive advantages has gain by the organization. In the final discussion, with the use of POS system what risk has arise and how to protect them. Advantages and Disadvantages of POS system Improved Efficiency: According to the statistical data, manual transactions made on the traditional cash registry has cause some mistakes with the type of every 300 characters and in the POS system for every 15,000 to almost 36 trillion characters of barcode scanned only few or one error found[1]. Further, data input for an item in the traditional cash registry system takes an estimation of up to 6 seconds whereas using barcode reader of the POS system takes less or just 0.3 seconds. Thus, POS system makes the process of transaction easier, faster and with efficient turnover. With just a click, the user could rectify the error or the mistakes by the POS system. Thus, this offers a better service to the customer with a friendly calm face[2]. Stock management: For any scale of business, traditional approach leads to time-consuming process and it is laborious, work for the Four Seasons Greenhouse and Nursery. However, with the modern use of the POS system, the stocks are scanned upon delivery and the data are digitally entered into the database[3]. Thus, Four Seasons Greenhouse and Nursery can make purchasing decisions accurately at a glance. Accurate Reports: A merchant can understand the business overall success by accessing the critical information of the report with the use of POS system[4]. Employee Tracking: With the Unique Identification code, the Four Seasons Greenhouse and Nursery are able to track the behavior of the staff particularly on the figure of strong and weak sales and enable the merchants to take action against the weaker employees. Disadvantages of POS Web access cost: The additional advantage of the POS come with an additional cost. The reason for this is that businesses do not go for software-based system rather wanted to have web-based system as it Optimize the POS system. Updates: Instead of investing, the cost for long-term return, businesses has to invest on new version of software updates and the hardware updates from a software or manufacturing company. Risk in security: While making payment through debit card in POS system customers PIN is at risk to get divulge to other customer. In addition, if the businesses have a web-based POS system can run into a risk of asking the system widely accessible which results in danger[5]. POS system Completive Advantage The competitive advantages of POS system are[6]: The software always updated. The user gets access to unlimited support. Subscribers get ongoing education The upfront cost is lower when expanded Centralize database advantages With the use of a centralize POS system, retailers get a POS station at the property-level of each location that are link to the central server. The corporate office then can get access to real time reports. By centralizing the level of data, the businesses can start building the data that need to complete. Even though the data are fairly gathered through POS system, retailer fined it difficult get the transactional data into the information with action. Retailers get benefits from the centralized system for the transaction of daily audit log that eliminate the need of data analyzing and integrating it for multiple systems[7]. In addition to security, role-based security and permissions maintains the access of the centralized system strengthening the financial oversight. For a retailer connectivity is the key to extend the network system to integrate and standardize the equipment. The same case is with the centralized database of the POS system. There are many other advantages for th e POS system to get a centralize database for data processing speed, connectivity and compliance. POS decision making By the use of POS system, the businesses can analyze the sales data and figure out the item and adjust the level of purchasing. The authorization of the credit card and the bar-code scanners will improve the accuracy of the pricing through the POS system[8]. The POS system work as an all-in-one business cash flow to keep the track. POS system software keeps the things up-to-date and the business can gather much more information than the manual system. Based on this information the business owner can take appropriate decisions regarding the order and merchandise. Telecommunication recommended for POS system In the telecommunication types of networks available namely LAN, WAN and MAN, types of media technologies are wired and wireless technologies. The high speed LAN connects with the network devices of the same group. The high speed WAN connects with several LAN having limited enterprise. The high speed MAN connects with the larger network area of same town or same city. The functionality of WAN has related to Dynamic domain name service (DDNS) to connect the POS system and the local PCs to the internet in the absence of static IP. Data interchange take place when the device has identified. The Point-To-Point Connection is used to connect the POS systems that manage the unit remotely in the network[9]. The wireless technology for a POS system provides better productivity and eliminates long lines[10]. It provides a mobile server and cashier which keeps better interaction with the customer. Employees will be able to process transactions which increase the sales. Risk and Protection with POS system Security Risk: Sometimes customers use debit cards at any POS stations. In that case, it is a high risk for the customer PIN if get divulge to any other customers. In addition this, a web-based system is running with the risk of security and privacy while doing any business in the internet. Even if most of the POS station provide protection on security cannot completely negate the risk of security. In addition, when the system is widely accessible, it leads to a certain level of danger. Privacy Risk: Privacy has been at risk from the day when internet started. Hackers are able to now access to the personal activities and information without the presence of the individual by invading surveillance to public video, browsing to activities, server hacks and spyware. It is advisable to take protections to privacy or it will be start to use against the individual person. Confidentiality Risk: Some companies use POS system and view sensitive information with no proper procedure that results in accessed or lost of such information due to password got into the wrong hands[11]. In that case, businesses should assure multi-factor authentication, unique credentials and setting some privilege to permissions. This will protect their confidential information. The employees must be given training to encrypt sensitive data, and manage the official password. Conclusion Thus, it has concluded that POS is best used with WAN connection and with wireless technology. This will make customer interaction higher and easier. By the use of POS the business owner can save time and utilize it to manage the business. The use of POS in the organization, the business has gained many competitive advantages and has realized the benefit of it. The POS system work as an all-in-one business cash flow to keep the track. Every organization should follow the technology that is use by the Four Seasons Greenhouse. Recommendation a) WAN network service for POS system: The functionality of WAN has connected the POS system and the local PCs to the internet in the absence of static IP. Data interchange take place when the device has identified. b) Wireless technology for POS system: The wireless technology for a POS system provides better productivity and eliminates long lines. References Arvidsson V, J HolmstrmK Lyytinen, 'Information Systems Use As Strategy Practice: A Multi-Dimensional View Of Strategic Information System Implementation And Use' (2014) 23 The Journal of Strategic Information Systems Baldwin C, 'The Impact Of Web-Based Technology On Small Businesses' (2015) 1 Business and Management Studies Chan A, M DouglasP Ling, 'Oklahoma Retailers Perspectives On Mutual Benefit Exchange To Limit Point-Of-Sale Tobacco Advertisements' (2015) 16 Health Promotion Practice Crittenden W, V CrittendenA Pierpont, 'Trade Secrets: Managerial Guidance For Competitive Advantage' (2015) 58 Business Horizons Heri H, 'Analysis The Effect Of Service Quality, Customers Value, Customer Satisfaction And Customer Trust On Corporate Image' (2017) 19 IOSR Journal of Business and Management Hladkykh FH Stepaniuk, 'Modern Approaches To Continuous Audit In The Pharmacovigilance System Vinnytsia Region: The Results Of 2016' (2017) 3 Path of Science Ilkovi?ov ?, J ErdlyiA Kop?ik, 'Barcode Based Localization System In Indoor Environment' (2014) 13 Geoinformatics FCE CTU Khalifa AM Fanni, 'A New Quadrotor Manipulation System: Modeling And Point-To-Point Task Space Control' (2017) 15 International Journal of Control, Automation and Systems Long ZJ Chen, 'Design And Implementation Of Real-Time Multi-User Multi-Screen Wireless Projection System Based On ARM Embedded System' [2017] DEStech Transactions on Engineering and Technology Research Nasab S and others, 'Critical Success Factors For Business Intelligence System Implementation In Public Sector Organisation' (2017) 9 International Journal of Information Systems and Change Management Reinartz WM Imschlo, 'From Point Of Sale To Point Of Need: How Digital Technology Is Transforming Retailing' (2017) 9 GfK Marketing Intelligence Review Syed I, 'Sales Spotter: An Algorithm To Identify Sale Prices In Point-Of-Sale Data' [2015] SSRN Electronic Journal

The Contribution of the Luxury Fashion Industry in Economic Development of the World

Introduction From time in memorial the fashion industry has made significant impacts to the politics, economy, education and art of various cultures. Today, as illustrated by Brun et al. (2008 p. 558), it marks as a significant element of increasing globalisation.Advertising We will write a custom research paper sample on The Contribution of the Luxury Fashion Industry in Economic Development of the World specifically for you for only $16.05 $11/page Learn More Furthermore, Brun et al. (2008 p. 548) brings out the significance of the industry with a meaning of luxury as opposed to asserting that the products and services are exclusive to the wealthy and powerful in the society. Luxury is a ‘soft or extravagant living, sumptuousness, opulence’’. In the ancient times, the colours and features of the clothes worn indicated the social and political classes of the people and expressed the power vested in people who adorned certain clothes or apparel. In 21st Century, it is essential to note that not much has changed in this regard. The luxury fashion industry is marked by willingness to spend to get the best outfit that builds expression, perception and recognition. In essence, from an economic point of view where costs are minimized to get higher profits, developing and managing the luxury fashion brand is a difficult and long process. Notwithstanding, getting their contribution to economic development and growth requires a consistent, integrated, innovative and rigours strategy. With such controls, obtaining feedback auditing and other relevant information is significant in this endeavour. Various authors and researchers have tried to estimate the fashion industry growth and its significance. For instance, Datamonitor (2009) have put down that the global luxury fashion sector is estimated to be worth about US $ 130 billion with an annual growth rate of approximately 20%. The global fashion industry significance to the national economies is fundamental in their consumers. As such, their growth is inevitable. However, the gap exists, other than the industry growth and development, but the contribution to economic development and growth of the world is missing. The industry is dominant in countries like the United States of America, Spain, France, China and Italy.Advertising Looking for research paper on business economics? Let's see if we can help you! Get your first paper with 15% OFF Learn More This fact does not disqualify its presence and active contribution to the GDP of other countries. However, enough data, justification, input and CPIs with regard to its contribution in economic growth and economic development of the world pushes the researcher to this determination. This information will have a fundamental impact in the level of reliance to the luxury fashion industry sector. Again, it will open the market for more countries to channel or withdraw their resources to or f rom the industry. Hypothesis Null Hypothesis The fashion industry has very little contribution to the economic development of the world. In essence, the luxury fashion industry has no significant contribution to the economic development of the world or the economic growth. Alternative Hypothesis The fashion industry contributes significantly to the economic development of the world economy. This means that the luxury fashion industry has a major impact in the economic development of the world as well as the economic growth. It is therefore critical that we determine, through scientific methods and approaches, the level of contribution of the luxury fashion industry to economic development of the world. This indicates the critical quest for an effective study as a secondary invention to go through the world national economies as well as its commercial industry. Methodology The study will involve use of qualitative and quantitative research. Thus, assume the research design on data us ed. According to Sounders, Lewis Thornhill (2003), the deductive approach will be used to determine the quantitative data. On the other hand, the inductive approach will be applied in measuring and ascertaining the qualitative data. As such, the literature review will involve evaluation of secondary data in an effort to rely on empirical evidence and utilise the necessary concepts. Subsequently, analysis of the field research data shall be undertaken to focus on the objective of the study (Sounders, Lewis Thornhill 2003).Advertising We will write a custom research paper sample on The Contribution of the Luxury Fashion Industry in Economic Development of the World specifically for you for only $16.05 $11/page Learn More Presuppositions of the ethical neutrality shall be considered while collecting data with adequate and correct placement of statement on the population objects being the MOschino following the probabilistic predictions. The field data wil l be from MOschino Fashion Company since it is the most dominant company in the international scale. Again, its products are used all over the countries. As such, reviewing of its data on sales, imports, exports and exchange of goods will have a sense of input or output from over 80% of the world nations (Sounders, Lewis Thornhill 2003). Results It is quite evident that the luxury fashion industry is dominant from the international scale marked with cross border international business. The development from the general scale is influenced by the frequency of the luxury fashion industry. It revealed that during the year 2009 to 2012, the global luxury fashion sector (on MOSchino statistics, and financial statements) is estimated to have transacted a turnover of about US $ 100 billion with an annual growth rate of approximately 12%. Discussion and conclusion A turnover of about US $ 100 billion with an annual growth rate of approximately 12% within three years is a big figure. This ind icates a significant contribution of the fashion industry sector to the economic development and growth. As such, the researcher is left to refute the null hypothesis that the luxury fashion industry has not contribution to world economic development. Rather, the researchers agrees to the alternative hypothesis that the fashion industry contributes significantly to the economic development of the world economy. References Brun, A, Caniato, F, Caridi, M, Castelli, C, Miragliotta, G, Ronchi, G, Sianesi, A, Spina, G (2008). Logistics and supply chain management in luxury fashion retail: Empirical investigation of Italian firms. International Journal of Production Economics. Volume 114. Issue 2 pp. 554-570.Advertising Looking for research paper on business economics? Let's see if we can help you! Get your first paper with 15% OFF Learn More Sounders, M, Lewis, P, Thornhill, A (2003). Research Methods for business students, 3rd ed. Prentice Hall, Pearson education limited: Italy. Datamonitor (2009). Clothing and footwear-Italy. Web. This research paper on The Contribution of the Luxury Fashion Industry in Economic Development of the World was written and submitted by user Desiree Holder to help you with your own studies. You are free to use it for research and reference purposes in order to write your own paper; however, you must cite it accordingly. You can donate your paper here.

Education and Unemployment Essay Essay Example

Education and Unemployment Essay Essay Example Education and Unemployment Essay Essay Education and Unemployment Essay Essay 1. In your ain sentiments. propose how you can pull strings the supply of educational chances as a policy variable. 2. Suggest policy considerations for the authorities in regard to educational enlargements. 3. State the deductions for international giver bureaus. Introduction: Edgar Edwards and Michael Todaro argue that an investing in instruction past the literacy phase is an investing in idle resources. They have some good and bad statements and below. I am traveling to review their statements reviewing their points with the aid of facts. statistics and logical ground. Their chief statement is that an investing in instruction is an investing in idle resources. since the figure of unemployed has been lifting as the figure of people who pursue post-literacy instruction. Argument: The two authors have both good and non so good points in their statement against post-literacy instruction. First. by stating that â€Å"the mean degree of instruction among the unemployed and underemployed appears to be lifting. proposing that the turning investing in educational systems is increasing an investing in idle resources† . it’s really true. The mean figure of people who have pursued instruction higher than the primary school degree. in this instance. the literacy degree. has been lifting over the past few old ages. The tabular array below shows the tendencies. as compiled by Kenya National Bureau of Statistics and UNESCO. | 1999| 2000| 2001| 2002| 2003| 2004| 2005| 2006| 2007| Primary School| 6. 078. 024| 6. 078. 024| 5. 941. 610| 6. 062. 742| 7. 159. 523| 7. 394. 763| 7. 591. 528| 7. 632. 113| 8. 229. 266| Secondary School| 724. 758| 762. 414| 753. 525| 781. 601| 882. 513| 926. 149| 934. 149| 1. 030. 080| 1. 180. 267| TOTAL| 6. 788. 858| 6. 840. 438| 6. 695. 1335| 6. 844. 343| 8. 042. 036| 8. 320. 912| 8. 525. 677| 8. 662. 193| 9. 409. 533| . | 2003| 2004| 2005| 2006| 2007| 2008| 2009| Registration in University| 82. 100| 91. 500| 92. 316| 112. 229| 118. 239| 122. 847| 177. 735| From the tabular array. we can see that as from 2002 when the authorities introduced free primary instruction. the figure of kids enrolled in school sky rocketed. and so did the figure of people who got the opportunity to go to secondary school. Edwards and Todaro besides argue that â€Å"rapid enlargement of formal instruction beyond literacy degrees without constructive attempts to make meaningful employment chances is likely to bring forth political every bit good as educational unrest† . This is so because the figure of people graduating from our universities is higher than the figure of occupations being created in any specific twelvemonth. Politics plays a large function in the educational sector. since the MP’s are the determination shapers and moreso because the corrupt few cut down the financess available for development. or more financess are directed to developed countries instead than to the marginalised so as to assist them develop. Harmonizing to the book â€Å"Education and development in Africa† . it’s stated that so as to better African states. it’s non merely the proviso of instruction that affairs. but besides the quality of it. This is a determiner in the degrees of unemployment. since those from comfortable schools are regarded in higher regard. as compared to those from schools that are non known for academic excellence. even though both campaigners have the same certificates. This consequences in the campaigner from a celebrated school acquiring a occupation. while the other campaigner misses out. making unemployment. Unemployment is†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦ while underemployment is†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦ . .

Sample MBA Leadership Recommendation Letter

Sample MBA Leadership Recommendation Letter As part of the admissions process, most MBA programs ask students to submit recommendation letters from a current or former employer. The admissions committee wants to know more about your work ethic, teamwork capability, leadership ability, and work experience. This information helps them to determine whether you would be a good fit for their business program. Tips for a Great MBA Recommendation Letter The  best MBA recommendation letters  support the rest of your business school application by providing details about your work experience, leadership, and personal qualities. They can push borderline candidates into the acceptance stack. Choose your recommenders wisely.  Business schools would rather see professional recommendations than academic recommendations, preferably from your current supervisor. Your MBA recommenders should be able to speak in detail about your qualifications, supporting the points you made in your essays.  If you dont know many people who can do this, start cultivating some. Prepare your recommenders well.  While its not advised to write your own recommendations for others to sign, you should provide your recommenders with the necessary background information to write compelling letters.  This should include: The resume you plan to submit with your application.A statement of purpose indicating how you’re presenting yourself in your application. If you havent written it, provide a rough outline of what you plan to say.Talking points. Remind them of projects you managed that they can use to highlight your skills.A list of schools to which you are applying.A list of deadlines.  Ask for recommendations well in advance of deadlines.Instructions for how to submit letters, through  the school’s online system or by mail. If your schools require mailed letters, include envelopes and postage. Send a thank-you note.  Send it two weeks before the deadline, which will also provide a gentle reminder if the recommendation  hasnt been written. Once you get your decisions,  let your recommenders know how it turned out. Sample Leadership Recommendation Letter This sample letter of recommendation was written for an MBA applicant. The letter writer made an effort to discuss the applicants leadership and management experience. To Whom It May Concern:Janet Doe has worked for me as a resident manager for the past three years. Her responsibilities have included leasing, inspecting apartments, hiring maintenance staff, taking tenants complaints, making sure common areas look presentable, and keeping track of the property budget.During her time here, she has had an amazing impact on the appearance and financial turnaround at the property. The property was near bankruptcy when Janet took over. She turned things around almost immediately. As a result, we are expecting our second year of profit.Janet is highly respected by her co-workers for her willingness to help anyone anytime she can. She has been instrumental in helping institute new companywide cost-saving procedures. She is very well organized, diligent in her paperwork, easily reachable, and always on time.Janet has real leadership potential. I would highly recommend her for your MBA program.Sincerely,Joe SmithRegional Property Manager Source How to Get A Great MBA Letter of Recommendation. The Princeton Review, TPR Education IP Holdings, LLC, 2019.

Female Orgasm Essay Example | Topics and Well Written Essays - 2500 words

Female Orgasm - Essay Example Once at the point of a sexual high they are in a rhythmic stage which allows them to feel at the precept of having an orgasm. However, it can be factually said that many men have no idea of where to even begin in bringing a woman to this point, let alone to a climax because the woman's human anatomy is far more complex than the man's is. Therefore many women suffer from sexual frustration because they are not granted the same pleasure sexually that their male counterpart is. There are different forms of orgasms that are easier to obtain than from vaginal intercourse alone. These three different female orgasms are known as, clitoral, G-spot, and then of course the vaginal. Researchers who have studied the interactions of sex among human beings have found that many women have clitoral orgasms far easier than they do the G-spot or through vaginal intercourse. The reasoning in-behind this is the fact that women have to have clitoral stimulation while there is sexual penetration in order to gain a fulfilling orgasm, which many men fail to give to women. This is one of the reasons that it has been discovered many women fake their orgasms because their partners are not fulfilling their sexual needs. This can be validated and proven by showing that a study carried out by the American Medical Association defined the fact that 43 % of women are sexually dysfunctional and do not have regular orgasmic experiences during sexual interactions (Oumano 2000, p. 34). Als o, another 10 % to 15 % of women never even have an orgasm, not even through their own masturbation techniques. In cases such as these the male partner is not to blame but it is rather an anatomical dysfunction or it could perhaps be psychological as well. Also, viable evidence shows that many women, around 30 % to be exact never have an orgasm through vaginal penetration alone, which validates the fact that was stated, which emphasized that vaginal intercourse along with clitoral stimulation is the way to bring about a fulfilling orgasm for the woman.Because of this fact, and in order to demystify the vaginal and G-spot orgasmic experience, many researchers claim that the clitoral area is where all orgasms stem from (Oumano 2000, p. 35). However this can be refuted itself because many women claim that no two orgasms are ever the same and some are more intensely pleasing than others, especially those who are directly from clitoral stimulation and oral sex. Also, from a philosophical context, Fr eud stated that women who could experience an orgasm during sexual intercourse must be experiencing a vaginal orgasm as many philosophers, psychologists, researchers, and even doctors do not believe that the G-spot truly exists (Rudolf 1997, p. 63). This idea has led to many debates over orgasms among women as a woman knows her body far better than anyone else and she should know whether there is truth in the G-spots existence or not. Clearly women would not agree with Freud as they commonly know that there is a G-spot in their female anatomy. Also, of course if they have actually had the sensational experience of the penis making contact with this area then they assuredly know it exists. Therefore, the conflicting views leaves some puzzlement over why the

Research Paper Example | Topics and Well Written Essays - 1750 words - 3

Research Paper Example The article is informative and updated and could therefore be useful to support or validate arguments to be used in the current study which aims to determine the effect of gender in which children deal with bullying. The research conducted by the authors sought to determine â€Å"to what extent have the correlates and consequences of bullying victimization been misspecified due to an emphasis on direct forms of bullying, such as physical violence, which disproportionately affects boys† (Carbone, et.al, 332). The study was participated by 1,222 youths from 15 schools in the United States and the findings revealed significant similarities and differences in either direct or indirect bullying in terms of gender. Gropper & Froschl (2000) indicated in their findings that â€Å"boys initiated more than three times as many direct forms of teasing and bullying as girls†¦ there was a comparable number of boy and girl recipients, regardless of whether the initiator was male or female† (55). Another interesting finding was that â€Å"both boys and girls were more physical than verbal in their initiation of the incidents, but a difference was observed in the responses of the recipients. Boys were more physical in responding to boys, while girls were more verbal in responding to boys† (Gropper & Froschl, 2000, 55). The official website for James Cook University provided relevant information pertaining to reasons for the bullying behavior. Findings from the research and surveys indicated that bullying could be due to any or a combination of the following reasons: desire for power, lack of skills to communicate, scapegoating, a desire for self-aggrandizement, attempts to increase perceptions of self worth, vindictiveness, distrust of others and overvaluing of control, compliance and hierarchy (JCU, 2010, par. 1). The study indicated that â€Å"people who have been identified as bullies believe that their bullying behaviour causes them to be

The Gediminas Castle Essay Example for Free

The Gediminas Castle Essay The funicular is 71m long and will take you 40m high. The angle is said to be 36 degrees. Opening hours 10.00 19.00 all year round. Tickets: up and down adults 3Lt, pensioners and school children 2Lt up OR down adults 2 Lt, pensioners and school children 1Lt The so called Upper Castle, or Gediminas Castle, was built at the beginning of the 14th century on the site of an earlier wooden one. A century later it was rebuilt and strenghtened. Along with the Lower Castle (now gone) and the defensive wall it formed a powerful defensive system. But slowly itlost its importance and after the damage caused in the war with Russia in 1655, it was left unrebuilt. After the World War II the best surviving tower was restored. It now houses a museum and an observa- tion platform. The museum is open: May Sept 10.00 19.00 whole week Oct April Tuesday to Sunday, 10.00 to 17.00. Entrance fee 5Ltl for adults, pensioners and school children 2Ltl. To the east of the tower are the ruins of the ducal palace. The Gediminas Tower is an important historic symbol of the city of Vilnius and of Lithuania. It is the only remaining part of the Upper Castle. The first wooden fortifications were built by Gediminas the Duke of the Grand Duchy of Lithuania. There is historic evidence of a castle being located at the top of Gediminas Hill since the early 14th century. The original castle was made of wood and there is uncertaintainty around when exactly the stone castle was built. Originally the castle was built to protect the city of Vilnius from invaders and gave a great vantage point ove the city and surrounding countryside. Over the centuries the city of Vilnius was attacked five times but the castle was never successfully taken. It was only in the 17th century, during the war with Moscow, did the castle finally succumb to foreign invasion when  it was nearly completely destroyed. Recently, parts of the castle have been restored, but access to the interior of the castle is still not possible for visitors. Fairly easy walk (assuming youre wearing good walking shoes) up Gedeminas Hill allows for wonderful views of Vilnius. The orange-red roofs of old town spread out below, while taller modern buildings can be seen in the distance, a reminder that Vilnius is both a historical site and modern, living city. At the top of the hill stands the remains of the Upper Castle, built in the 15th century. Inside the tower is a museum detailing some of the citys history. Climb to the top of the tower for even better views of the city below. For a change of pace, take the funicular down to the bottom of the hill when youre ready to leave. Its a fun ride, and quick! The first timber castle was built on Castle Mount by Grand Duke Gediminas around 1320. It was replaced by a brick one in the second half of the 14th century, which had to be re-built by Grand Duke Vytautas after a fire in 1419. The castle served the Polish kings as a bell foundry and a jail and, later, as King Sigismund Augusts library. In 1655 it was conquered by the Muscovites, which was the start of its gradual decline. The only remaining part of it at present is just one tower which houses the Museum of the Castle. From its top you can admire the panorama of Vilnius. Unfortunately, we could only see the castle from below. There were no signposts to the funicular and it was getting too late for us to attempt a walk. The pictures of the panorama of the town were taken by my friend on her stay in Vilnius. All Lithuanians know a legend about establishment of Vilnius city. It was the beginning of 14th century when Lithuanian Grand Duke Gediminas stopped for an overnight near confluence of Neris and Vilnele rivers. That night he dreamt an iron wolf howling on a hill. In the morning his soothsayer Lizdeika explained his dream as a sign for him to build here a city as it will become a well known and widely resounded in all over the World. Gediminas ordered to pour a mound at the same place he slept. On the hill there a castle was built, the predecessor for the nowadays Gediminas castle. According to archeological researches, the hill where Gediminas castle stands nowadays was already inhabited in a Neolithic period. In 11-13th centuries a wooden castle here stood. The same as Vilnius city, it was mentioned in 1323 for the first time. For more than 250 years since 1315, when a dynasty of GediminaiÄ iai ruled the Grand Duke of Lithuania, the complex of Vilnius castles served as a solid defensive structure. The complex included the Bottom castle, the Upper castle and the Skew castle. The Bottom castle extended in a territory of a few hectares. It stood at the same place where now the Vilnius Cathedral stands. It looked as a separate city as it included a school, an arsenal, stables, living buildings, a cathedral. However, it finally vanished in 1800. The newly built Palace of Grand Dukes of Lithuania nowadays symbolizes the former Bottom Castle. The Skew castle stood on the Skew hill, the same one which nowadays is known as the Bleak hill where a monument called â€Å"Three Crosses† is erected. The Skew castle was burnt in 1390 by German Order. Remains of the Upper castle are still standing on Gediminas hill. This castle is also called Gediminas castle. There were times when it was one of the most important political centers in the Grand Duchy of Lithuania. There is also a tower of Gediminas castle located which can be seen well from any place in Vilnius Old Town. The tower nowadays serves as a museum, an observation square and a symbol of Vilnius and the whole Lithuania. The museum located in the tower of Gediminas castle is a part of National museum of Lithuania. There is an exposition called â€Å"Guns and an iconography of the castle† exposed. Visitors can get acquainted with models of the complex of Vilnius castles, historical weaponry and iconography of the old Vilnius. Tourists can climb up the Gediminas hill themselves in order to visit the castle and the tower or they can use an elevator working there daily. Marvelous views of Vilnius city open from the top of the Gediminas hill. Some people, especially youth, like settling on a spacious stone fence here and watch the city life from above. It is an impressive place where young fellows like to take their girlfriends, city guides always include this destination to tours around Vilnius, the hill is often visited by schoolchildren excursions and separate tourists. The only inconvenience about the place is that you must be on time to get down the hill in order  not to be locked in the hill territory. The hill is not available to climb up all day long.

Germany Essay -- essays research papers

Germany is the fourth largest country in area in Europe, with a total area of 356,970 square kilometers (137,827 square miles). The country has a varied terrain that ranges from low-lying coastal flats along the North and Baltic seas, to a central area of rolling hills and river valleys, to heavily forested mountains and snow-covered Alps in the south. Germany has a long, complex history and rich culture, but it did not become a unified nation until 1871. Before that time, Germany had been a confederacy (1815-1867). The country has a total of 82,071,765 people (1997 estimate). Germany is overwhelmingly urban, and most people lead a prosperous, comfortable lifestyle, with adequate leisure time and comprehensive social welfare benefits. Berlin is the capital and largest city, although Bonn, which was the provisional capital of West Germany, is still home to some government offices. The principal language is German, and about 70 percent of the people are either Roman Catholic or Protestant. Germany has a very large and modern industrial economy and is a leading producer of such products as iron and steel, machinery and machine tools, and automobiles. Germany is an economic powerhouse in the European Union (EU), and its currency, the deutsche mark (DM), is among the strongest in the world. Germany ranks as the fourth largest country in Europe, after European Russia (the part of Russia west of the Ural Mountains), France, and Spain. Germany ...

Love Is Sacrifice Essay

I left work today realizing just how fortunate I am to be on the track towards a successful career. And on top of that, the fact that I actually enjoy my job makes it even better! It’s definitely been a long road. I think about how I had to deal with rude and ignorant customers as a convenient store cashier during junior high, the strenuous labor working alongside my mother at the dry cleaners in high school, and then finally those dreaded double shifts waiting tables for three years during college. And yet I look at what I have today and realize that I haven’t obtained these things for myself. All of it has been provided by the hands of the good Lord, and the sacrifice of my parents. It’s truly amazing what a parent’s love for his/her child can accomplish. How much they are willing to sacrifice for the sake of their children. I must say without a doubt that is one of the most important lessons my parents have taught me. Love is sacrifice. My parents immigrated to the U.S. in 1979. My mother came to this country first in January of that year, along with her parents and her siblings. She left behind her husband and her two daughters in search of a better life for all of us. Being away from your child even for a minute is the hardest thing to do as a mother. Not a day went by during our separation that she didn’t think of us, did not long to hold us in her arms and to sing us to sleep with sweet lullabies. She fought back tears and endured heartache every day, but she knew that in the long run, this would all be worth it. My dad tells me that during this time while I was in Korea under his sole care, I would look up at all the airplanes that flew by and cry out, â€Å"Um-ma, Um-ma† (mother in Korean). My father would shake his head and tell me that it wasn’t my mother and I would burst into tears. My father and my aunts (his sisters) told me they had never seen an infant cry as much as I did during the time my mother was gone. Finally, almost a year later in December of 1979, we were reunited with my mother at the Chicago O’Hare International Airport. My father likes to tell me how our reunion was delayed, because I had to use the bathroom and couldn’t hold it in. So the flight was delayed twenty minutes for its departure to the good old USA because of little moi and her weak bladder (oops!). When I finally saw my mother, I immediately ran into her arms. I must have been the happiest little girl in the world at that very moment. But my sister (who was not even one at the time my mother left) didn’t recognize her and clung to my father refusing to go into my mother’s arms. I can’t imagine the heartache my mother must have felt when her own child didn’t recognize her. Even as my mother retold the story to us, she choked with emotion recalling the alienation she sensed at that moment. What a sacrifice she made. But a child never forgets the womb from which she was conceived and in no time at all, my sister was Mom’s little baby girl again. My mother is my role model of strength and courage. My parents had heard such wonderful stories about life in America. But life wasn’t wonderful in the beginning. My grandparents, two uncles, my aunt, and my parents all lived together in a small apartment in Maryland. They could hardly speak the native language. They had no money to their name. They were starting off from scratch. They began as cashiers at local convenient stores, worked in dry cleaners, and basically took whatever job they could get. Here they were, educated and skilled, yet working these blue-collar jobs in the hopes that one day their children wouldn’t have to. My parents both worked long hours. We hardly saw them and soon found ourselves becoming â€Å"latch-key† kids. My sister, brother, and I basically grew up taking care of ourselves. My father was also attending seminary at the same time studying to be a pastor, which I think ended up being one of the greatest sacrifices he made. There’s no money in ministry. No glory. Very little benefits. But I learned quickly that the treasures on Earth fade away just as quickly as the sun rises and the sun sets. My father saw the eternal reward and was willing to sacrifice everything he had for it†¦ including a comfortable life for himself and his family. I find myself awestruck at how my father even raised a family of five on his salary. I make more than double what he ever made as a pastor. And I’m having a hard enough time managing my finances as a single person, much less raising a family. Yet my father knew this was his calling in life and he knew it would not be an easy road for any of us. My father is my role model of sacrifice and incredible faith. My sister and I had to work our way through college, studying diligently when we weren’t working odd jobs to pay off our tuition and rent. Though those years were hard and we found ourselves ready to give up at certain points of our college career, we made it through. But I remember the moments where I felt I just couldn’t go on living like this. I remember vividly one night during my sophomore year in college when I came home after a horrible night at the restaurant and found myself weeping quietly in the corner of my room (hoping my roommates wouldn’t hear). I stayed there the rest of the night, wishing with all my heart that my life were different. Yet it was the hope and dreams of something better down the road that got me through those hard days. Although my parents couldn’t give us much in terms of material things, they gave us so much more. My sister, brother, and I have a deep appreciation and understanding of hard work and sacrifice. Having experienced the hardships ourselves, we are only that much more grateful for what our parents did for us. The chance they took to go to a different country where everything was foreign to them so that they could give their children a better life than they had known for themselves. To sacrifice their own dreams and ambitions so that we could see ours come true. Now as college graduates with promising careers, my parents proudly see that their sacrifice was well worth it. Mere words cannot say thank you enough.

life-changing influence

There are two people who have had a significant influence in my life like. These are my father and my best friend, Timothy. I consider both of them to be my heroes because they helped me to become more enthusiastic about my studies. They also taught me how to live without being fearful especially being fearful of failing. Particularly during my elementary and junior high school years I was not particularly motivated to excel nor attempted to perform as well as the other students in my classes. This began to change, however, when I met Timothy, my very good friend, during my very first year in high school. He is person who has had an alarming impact on my life and influenced me to change my negative attitude. I now refer to him as my soul mate. In a number of ways Timothy has helped me to adopt a more positive attitude towards my school work and life in general. Timothy encouraged me to study hard and helped me believe that I could perform as well as or even better than the students who were usually at the top in my class. Prior to meeting Timothy I did not see the value of studying or revising work covered in class. When I was faced with tests I depended solely on my small recollection of what transpired in class and this prevented me from succeeding or excelling. Timothy taught me to study on a continuous basis not only as it approached exams. He helped me to prepare more effectively for exams by teaching me to study bit by bit prior to the exam rather than just a night or two before. He showed me that by re-reading the material which had been explained in class it would be easier for me to recall information whenever I had a test. Timothy even encouraged me to challenge him on our various tests. Most importantly I remember him saying to me â€Å"never give up, before you try first† so I took on the challenge to aim for the skies. As a result of his influence and encouragement and my heeding his advice, my relative rank in the class improved and so did my interactions with my classmates and friends. My friends started inviting me to study with them as a team. They began to see me as a diligent and clever student and I was accepted into their clique. Finally I began to feel as if I belonged. Even though Timothy and I are now pursuing different educational goals (he chose electrical engineering while I choose business) after having graduated from high school, I will never forget the considerable influence he had in transforming my life. Besides Timothy, my father has also had a significant influence on my life extends. Prior to knowing Timothy I was not goal-oriented and had little prospects for my future. When I began to see that I could actually be successful I also began to think about a future occupation. My father has been instrumental in helping me to decide on a career. Currently I have chosen to pursue Business administration as my major with a particular interest in entrepreneurship and finance because of the exposure I got to these fields by my father. My father, working in business himself, allowed me to accompany him on several occasions on business trips and I even attended several business conferences and negotiations with him. The perspective and knowledge I gained from these sessions have encouraged me to choose this same field to pursue as my career goal. Additionally the financial aspect of business administration has particular appeal to me. I had often heard my father discussing Indonesian stocks, such as Telkom, Indosat as well as American stocks, such as Dow Jones. The Stock Exchange is, I believe, a lucrative avenue through which companies can maintain their business and even bring in profits. In choosing business administration as my major I hope to learn to essentials of managing a business. What I look forward to most is developing my communication skills so that I could become an effective and efficient businessman. Since I plan to operate my own business I hope to learn essential business communication skills such as how to communicate effectively and respectfully in both in written and spoken forms, how to motivate others particularly employees, how to foster good interpersonal relations, how to use various communication tools to assist in carrying out the functions of my future enterprise, the skills of making presentations among other skills that are essential to the proper administration of any business venture. Besides my father and my personal business interests, my cousin has also inspired and my interest in the business field. Some time ago he delivered an address at an Indonesian University. The title of his presentation was â€Å"Simulation Stock Competition.† Listening to his speech encouraged me to enter a university competition that was open for students to invest in the Stock Market. Of course even though the competition was in the form of a simulation and we were not investing with actual money, my interest in the Stock Market was peeked. For the two months I was involved in this program I became exceedingly excited about the strategy of business investment. Overall both my father and Timothy have motivated me to aspire for greater things. Indeed they both encouraged me to be confident in my own abilities rather than being dependent on my friends. I began to believe that, like my friends who were performing well, I too could become successful and make a significant mark in society. I am, therefore, fortunate to have had a friend and a father to encourage me to change my perspective and to help me get rid of certain negative attitudes and attributes that were very unprogressive. My vision for my life has now broadened from having absolutely no interest in my future, to being excited about a particular career option and working on fulfilling my goal of becoming a businessman. Barring such influence I may have still been stuck in the rut of mediocrity.   

Free Essays on Customer And Supplier Requirements - Banking

Customer and Supplier Requirements of First National Bank of Arizona As stated in the Results Training and Development web site, â€Å"Survival in today’s business world depends on a solid customer base and front-line employees who know how to exceed customers’ expectations†. To achieve successful customer service, the business must have the involvement, support, and commitment of the entire organization. First National Bank of Arizona’s mission statement relates to the preceding sentence. It reads, â€Å"To empower our employees to do an outstanding job for our clients, our community and our shareholders by consistently providing innovative, secure and quality financial services and solutions† (First National Bank of Arizona, n.d., para. 1). Each department within the bank has their own system in dealing with internal as well as external customers; for example, the retail branches are more sales-focused where the operations department is data-focused, however, both of these departments are required to work in syne rgy to create positive experiences for the customers. This paper will focus on how internal and external customer and supplier requirements are met within a specific area of First National Bank of Arizona: the Commercial Lending department. Roles of Commercial Lending The Commercial Lending department consists of three teams that include a Loan Specialist, a Financial Analyst, an Underwriter, two Loan Officers and one Team Leader. The Loan Specialist handles the administrative work. The Financial Analyst and the Underwriter position is similar in the degree that they both analyze business and personal financial statements, tax returns, owners and management, market conditions and industry conditions for a business to determine if the possible customer is credit worthy. The reason for the separate titles is because the Underwriter usually has many more years of experience in analyzing credit than a Financial Analyst d... Free Essays on Customer And Supplier Requirements - Banking Free Essays on Customer And Supplier Requirements - Banking Customer and Supplier Requirements of First National Bank of Arizona As stated in the Results Training and Development web site, â€Å"Survival in today’s business world depends on a solid customer base and front-line employees who know how to exceed customers’ expectations†. To achieve successful customer service, the business must have the involvement, support, and commitment of the entire organization. First National Bank of Arizona’s mission statement relates to the preceding sentence. It reads, â€Å"To empower our employees to do an outstanding job for our clients, our community and our shareholders by consistently providing innovative, secure and quality financial services and solutions† (First National Bank of Arizona, n.d., para. 1). Each department within the bank has their own system in dealing with internal as well as external customers; for example, the retail branches are more sales-focused where the operations department is data-focused, however, both of these departments are required to work in syne rgy to create positive experiences for the customers. This paper will focus on how internal and external customer and supplier requirements are met within a specific area of First National Bank of Arizona: the Commercial Lending department. Roles of Commercial Lending The Commercial Lending department consists of three teams that include a Loan Specialist, a Financial Analyst, an Underwriter, two Loan Officers and one Team Leader. The Loan Specialist handles the administrative work. The Financial Analyst and the Underwriter position is similar in the degree that they both analyze business and personal financial statements, tax returns, owners and management, market conditions and industry conditions for a business to determine if the possible customer is credit worthy. The reason for the separate titles is because the Underwriter usually has many more years of experience in analyzing credit than a Financial Analyst d...